It´s hip to be square - iPhone Square

iPhone Square 1

Tara from Study NY tipped me to a new device that could help boost sales for many crafters and small time DIYers all over the world. Introducing the iPhone Square! Anyone who´s ever done sample sales, fleamarkets, trade shows, craft fairs immediately sees the potential. I´ve been there too. So many times people come up to the events with no cash and then you lose the sale cause there are no ATM's around. Also the credit card systems designed for shops are way too expensive for small time business. Square allows merchants to use their iPhones or iPads to process credit card payments on the spot. Unlike most credit card processing services, Square requires no merchant account, no contract, no monthly fees, no monthly minimums, and no expensive equipment or setup fees. The only fee is a per transaction rate which is still cheaper than most credit card processing services. The fee is 2.75% + $0.15 for swiped cards (card present) and 3.5% + $0.15 for keyed-in or (card-not-present) transactions. The only thing I´m not too keen about is the verification system.. By on-screen signature? Com'on.. I don't know about the rest of the world, but in Finland we use PIN-numbers for card purchase verification. I think it is much safer than signatures. It still remains to be seen how secure and usable this software is, but I´m definately intrigued about this new little box and will continue following up on it. Let me know if you have personal experiences on Square and how it works for you!

iPhone Square 2

Outi Les Pyy

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  1. freakin brilliant!!!! more reason why i really need to just get an iphone


    NaughtyBaubles on Etsy

  2. For the record, in America credit cards are no signature up to $50 and signature otherwise. The only time you use a PIN on a CC is for a cash advance which is always a bad idea. If you're entering a PIN, I'd be afraid of the transaction going through as cash.